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Can You REALLY Afford to Tithe?

Tithing God’s Way

The real question is… Can you really afford NOT to tithe?

The answer is a resounding NO! Tithing is not about us paying God back for our blessings. The purpose of tithing is to teach us to always put God first and check on our attitudes about the source of our resources. We ought to always recognize God as our sole source of security.  The world however, makes it’s easy to believe that once you’ve made enough money and have purchased enough material things, THEN are you guaranteed a life of security and happiness.  But reality says…not so! Besides, how much  is ever enough? This false sense of thinking is the primary reason so many people today are in debt.

It is however, undeniable that money does allow for more certain conveniences but by tithing you demonstrate your trust in God to provide all of the things you need. Tithing is an opportunity to open up your finances to God to be blessed and increased by declaring that neither money nor material things represent the god in which you worship.

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.” (Matthew 6:24)

  • What is the correct way to tithe? The Bible says that we are required to return one-tenth of our earnings to God (Deuteronomy 14:22-29).
  • Does this also include my time and talents?  It may in some cases, depending on how your time and talent are used to contribute to the Kingdom.
  • Should I tithe gross or net of my income? This is an age-old question. Many have said that tithes should be calculated based on gross income or what you’ve made overall before taxes etc.  However, you can check with your own church clergy to confirm.
  •  How does the Church use my money? Churches pay bills the same as secular organizations. As a religious organization they are entitled to certain exemptions however this does not mean that they operate for free. Monies collected oftentimes cover a variety of Church-related expenses. Each Church usually has it’s own record keeping system in place according to their own bylaws.
  • Does this mean tithing just another church fundraiser?  Absolutely not, tithing is an act of obedience as commanded by the Word of God.
  • How can I be sure that my tithes are not helping finance something that doesn’t directly benefit the Church?  What happens with our tithes once we pay them honestly shouldn’t concern us as long as we honor our responsibility as Christians to be obedient to God’s Word regarding tithing.
  • Do my other Church donations count towards tithing?  Tithing is considered to  be ten percent of your total earnings, whatever those earnings may consist of.  In addition, many Churches also collect a general offerings aside from the special tithes which may include donations.

What If I Can’t Afford to Tithe for Financial Reasons? 

Although ten percent may not seem like much when compared to what God provides, many still find themselves struggling with the notion of parting ways with even portion a small portion of our salaries. You are not alone! After all, we all have bills to be paid and neither the landlord nor the electric companies are waiting upon the Lord to deliver on your behalf, They are waiting for YOU to deliver cold hard cash, on time each month.   Just like death and taxes, bills will undoubtedly always be a part of life but despite this ,you can still afford to tithe and it’s a lot easier than many of us would imagine. It does however require discipline and once you learn to adapt healthy attitudes about money then you are the best position ever to be the person God has destined you to be.

God is truly a great provider! He supplies ALL of our needs according to His riches (Philippians 4:19). will be publishing articles in an ongoing series entitled “Saved & Saving” that will offer you tips and advice from experts to help you budget, save and grow your resources. If there are any topics of specific interest to you, please feel free to reach out with any suggestions: (Meta Washington –

I look forward to hearing from you!